There's a new paradigm in valuing stocks and bonds. The change in the relative value of stocks versus bonds – the two primary investments in a diversified portfolio -- has major implications for strategic retirement investors. Here's what's happening.
The commemoration of 9/11 and pullout of U.S. troops from Afghanistan marked the passing of 20 difficult years. Historians will debate the lessons to be drawn from this tumultuous time for decades to come. For investors, however, a crucial investment lesson to be drawn is clear: In the past 20 years, amid the tumult and difficulties, broadly diversifying paid off, and quite convincingly at that!
An income tax hike is widely expected, but the important question is how it would affect your personal situation. Here’s help in understanding and planning for the expected change in tax brackets.
Year-end tax planning is more important than usual because it occurs concurrently with a turning point in U.S. tax policy. For the first time in 40 years, taxes on income and wealth transfers are headed higher.
Tax law and estate planning might bore you to death, but this brief tip could make a life-changing financial difference to your surviving spouse, and other loved ones, including disabled and chronically ill family or friends, as well any minor children in your life.
Here's a retirement planning alert built for current financial economic circumstances - an explanation of the current situation followed by a timely and high-value retirement investing tip.
For the five years through June 30, U.S. stocks were the No. 1 performing investment of major securities indexes! The S&P 500 index more than doubled in value, despite the pandemic! Remarkably, U.S. stocks were No. 1, not only for this five-year period through June 30, 2021, but for the past FIVE five-year periods ended June 30! And today the S&P 500 closed at a record high!
If you suffer from financial fear and anxiety, talking about it is likely to help.
The most important measure of the financial strength of the United States is the Standard & Poor's 500 stock index. It’s widely watched but constantly surprising.
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Here's What's Happening Now In Wealth Management
Published Wednesday, June 9, 2021 at: 8:06 PM EDT
For the past decade, monetary easing measures implemented by the U.S. Federal Reserve expanded the monetary base but not the money supply. The surge in money supply, aka M2, is a major financial change currently unfolding now.
M2, currency held by the public, plus checking, savings and money market accounts, skyrocketed like never before following the $5.5 trillion unprecedented US stimulus and aid payments in response to the pandemic.
After the global financial crisis of 2008, Fed easing was implemented principally through its purchases of US long-term bonds. That added liquidity to the monetary base, but it did not boost M2.
Fed easing is different this time. Direct payments from Uncle Sam have loaded Americans with an unprecedented cash reserve that’s just been waiting to be spent.
The stock market is at record highs and could keep rising, but inflation risk could cause a sharp decline. Tax hikes are simmering, leaving this last bit of time to act if your adjusted gross income is more than $400,000 or if you, your parents, or grandparents own assets worth more than $3.5 million.
That’s what’s happening now in wealth management.
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